If you're not going to pay it off, I would root out all my savings from the bank and find a nice spot to bury them. Then you could say you lost all your money at the casino and file for bankruptcy. Oh, and make sure you max out your card on small ticket items that are either consumed quickly or items that can also be hidden in someone else's place. Then you can be zeroed out and find a job that pays 20 dollars an hour in addition to having everything you maxed out your credit card on (owing nothing on it now) in addition to your large sum of buried cash. Then you can get another credit card and start all over, seeing as losing a 20 dollar an hour job at the perfect time wouldn't matter to you, because directly after filing for bankruptcy again you could just pick up another 20 dollar an hour job.
I'm going to recommend you not try Lun's plan. Debt collectors are jackals and bankruptcy almost never goes smoothly, not to mention hiding assets during the proceedings counts as fraud.
"The government of the United States is not, in any sense, founded on the Christian religion."
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